COVID-19 Effects on Cultural Heritage: The Case of Villa Adriana and Villa D’Este

Abstract The paper aims to provide a clarification of assessing insurance risk related an asset owned by subject under public law and, more specifically, economic cultural asset. This study is aligned with key aspects proposed the EU for protection heritage from natural disasters. In first place, given peculiarity material inherent heritage, motivation underlies search correlation between latter and commonality. Secondly, it appeared necessary verify differences, similarities importance management in order understand social, economic, intangible managed way within social axis (municipality). third reason relates general severity subsequent damage that hazard, such as pandemic outbreak (COVID-19), can cause on one or heritage. final analysis, perhaps most meaningful aspect verification possible consequences analysis summations losses generated hazard allow prospect what could be catastrophic scenario.